• Book an Appointment

  • No network restrictions. With Medigap, you are not limited by local HMO/PPO networks. You have access to the best physicians & facilities in the country.
  • No preauthorizations
  • No referrals
  • Eliminate high co-pays and deductibles
  • By law, Medigap plans have to pay anything Original Medicare approves, so you don't have to fight with insurance companies for necessary services to be covered.

Medigap plans are guaranteed issue when turning 65, and many seniors miss the opportunity to get them after this important birthday.

Doctors can and have opted out of MedAdvantage networks mid-year, so if maintaining continuity of care is important, Medigap should strongly be considered.

Finally, Medigap plans provide certainty when health concerns arise, and this is invaluable. I have both of my parents on Medigap plans and would never consider switching them to MedAdvantage (Part C)

Medicare Advantage: No More

Former Cigna and Humana VP Wendell Potter speaks out about the pitfalls to Medicare Advantage (Part C). He details how this program has become the biggest transfer of wealth from low/middle-income taxpayers to Corporate Executives & Shareholders. Congressman Mark Pocan also shares how Medicare Advantage providers use deceptive advertising to lure seniors into plans with high out-of-pocket expenses and inadequate networks.

Medigap Explained

(Click Image Below)

Additional Resources

Testimonials

"I refer Steven to all of my family and friends. He is professional, knowledgeable, and most of all he cares."

- LuAnn F, North Ft. Myers, FL

"Steve helped me and my husband Dave with our Medicare insurance. We have both been to the hospital a lot, and have never gotten a bill. I still can't believe our coverage is this good!"

- Jenny F, Sarasota, FL

"Almost overnight I lost my hearing, and the medical bills alone would have been $250,000 for the surgery I needed. I paid nothing. I'm so lucky Steve convinced me to change the coverage I had previously. He knows his stuff."

- Tom S, Osprey, FL

"I had several bills the doctors sent that I didn't think I was responsible for. I sent them to Steve and he took care of them immediately. I wouldn't change a thing."

- John L, Sarasota, FL

"Steve answers the phone anytime I call. He told me with his insurance I would never pay a penny out of pocket. I had a full knee replacement and didn't get any bills, it's really been great working with him."

- Chip B, Bradenton, FL

"Steven checks in on me every year. He helped us navigate our medicare insurance before, during and after my husband's passing. It's been calming for me knowing he's there if I need anything. I'm lucky we met."

- Nona G, Keene, NH

"We met Steven 5 years ago and in that time he's really become a member of our family. It's comforting to know if we need anything medical or insurance related, he's only a phone call away. What a great guy!"

-Susan C, Sarasota, FL

"I refer Steven to all of my family and friends. He is professional, knowledgeable, and most of all he cares."

- LuAnn F, North Ft. Myers, FL

"Steve helped me and my husband Dave with our Medicare insurance. We have both been to the hospital a lot, and have never gotten a bill. I still can't believe our coverage is this good!"

- Jenny F, Sarasota, FL

"Almost overnight I lost my hearing, and the medical bills alone would have been $250,000 for the surgery I needed. I paid nothing. I'm so lucky Steve convinced me to change the coverage I had previously. He knows his stuff."

- Tom S, Osprey, FL

"I had several bills the doctors sent that I didn't think I was responsible for. I sent them to Steve and he took care of them immediately. I wouldn't change a thing."

- John L, Sarasota, FL

"Steve answers the phone anytime I call. He told me with his insurance I would never pay a penny out of pocket. I had a full knee replacement and didn't get any bills, it's really been great working with him."

- Chip B, Bradenton, FL

"Steven checks in on me every year. He helped us navigate our medicare insurance before, during and after my husband's passing. It's been calming for me knowing he's there if I need anything. I'm lucky we met."

- Nona G, Keene, NH

"We met Steven 5 years ago and in that time he's really become a member of our family. It's comforting to know if we need anything medical or insurance related, he's only a phone call away. What a great guy!"

-Susan C, Sarasota, FL

Steven Lowen

6500 Draw Ln

Sarasota, FL

908-456-1606

steven.lowen@gmail.com

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